{
  "fetchedAt": "2026-06-08T13:50:12.932Z",
  "lastVerified": "2026-05-21",
  "nextReview": "2026-06-21",
  "note": "FDR rates are annual nominal rates. Actual yield may vary by tenure and amount. DPS rates are annualized returns.",
  "banks": {
    "BRAC Bank": {
      "type": "Private",
      "url": "https://bracbank.com",
      "fdr": {
        "1_month": {
          "regular": 5.5,
          "senior": 6
        },
        "3_months": {
          "regular": 6,
          "senior": 6.5
        },
        "6_months": {
          "regular": 7,
          "senior": 7.5
        },
        "12_months": {
          "regular": 7.5,
          "senior": 8
        },
        "24_months": {
          "regular": 7.75,
          "senior": 8.25
        },
        "36_months": {
          "regular": 8,
          "senior": 8.5
        }
      },
      "dps": {
        "minMonthly": 500,
        "maxMonthly": 50000,
        "tenure": "5-10 years",
        "annualReturn": 7,
        "note": "BRAC Bank EBL DPS scheme"
      },
      "nrb": {
        "specialFDR": true,
        "nrbFdrRate": 8.5,
        "nrbFdrTenure": "12 months",
        "note": "NRB special FDR for wage earner account holders"
      }
    },
    "Dutch-Bangla Bank": {
      "type": "Private",
      "url": "https://www.dbbl.com.bd",
      "fdr": {
        "3_months": {
          "regular": 6,
          "senior": 6.5
        },
        "6_months": {
          "regular": 7,
          "senior": 7.5
        },
        "12_months": {
          "regular": 7.5,
          "senior": 8
        },
        "24_months": {
          "regular": 7.75,
          "senior": 8.25
        },
        "36_months": {
          "regular": 8,
          "senior": 8.5
        }
      },
      "dps": {
        "minMonthly": 500,
        "maxMonthly": 50000,
        "tenure": "5-10 years",
        "annualReturn": 7.25
      },
      "nrb": {
        "specialFDR": true,
        "nrbFdrRate": 8.25,
        "nrbFdrTenure": "12 months"
      }
    },
    "Eastern Bank": {
      "type": "Private",
      "url": "https://www.ebl.com.bd",
      "fdr": {
        "3_months": {
          "regular": 6,
          "senior": 6.5
        },
        "6_months": {
          "regular": 7,
          "senior": 7.5
        },
        "12_months": {
          "regular": 7.5,
          "senior": 8
        },
        "24_months": {
          "regular": 7.75,
          "senior": 8.25
        },
        "36_months": {
          "regular": 8,
          "senior": 8.5
        }
      },
      "dps": {
        "minMonthly": 500,
        "maxMonthly": 50000,
        "tenure": "5-10 years",
        "annualReturn": 7.5
      },
      "nrb": {
        "specialFDR": false
      }
    },
    "City Bank": {
      "type": "Private",
      "url": "https://www.thecitybank.com",
      "fdr": {
        "3_months": {
          "regular": 6,
          "senior": 6.5
        },
        "6_months": {
          "regular": 7,
          "senior": 7.5
        },
        "12_months": {
          "regular": 7.5,
          "senior": 8
        },
        "24_months": {
          "regular": 7.75,
          "senior": 8.25
        }
      },
      "dps": {
        "minMonthly": 500,
        "maxMonthly": 50000,
        "tenure": "5-10 years",
        "annualReturn": 7.25
      },
      "nrb": {
        "specialFDR": false
      }
    },
    "Standard Chartered": {
      "type": "Foreign",
      "url": "https://www.standardchartered.com/bd",
      "fdr": {
        "3_months": {
          "regular": 5.5,
          "senior": 6
        },
        "6_months": {
          "regular": 6.5,
          "senior": 7
        },
        "12_months": {
          "regular": 7,
          "senior": 7.5
        },
        "24_months": {
          "regular": 7.25,
          "senior": 7.75
        }
      },
      "dps": {
        "minMonthly": 1000,
        "maxMonthly": 100000,
        "tenure": "5-10 years",
        "annualReturn": 6.5
      },
      "nrb": {
        "specialFDR": false
      }
    },
    "Sonali Bank": {
      "type": "State-owned",
      "url": "https://www.sonalibank.com.bd",
      "fdr": {
        "3_months": {
          "regular": 6,
          "senior": 6.5
        },
        "6_months": {
          "regular": 7,
          "senior": 7.5
        },
        "12_months": {
          "regular": 7.5,
          "senior": 8
        },
        "24_months": {
          "regular": 7.75,
          "senior": 8.25
        },
        "36_months": {
          "regular": 8,
          "senior": 8.5
        }
      },
      "dps": {
        "minMonthly": 300,
        "maxMonthly": 20000,
        "tenure": "5-10 years",
        "annualReturn": 7
      },
      "nrb": {
        "specialFDR": true,
        "nrbFdrRate": 8,
        "nrbFdrTenure": "12 months"
      }
    },
    "Janata Bank": {
      "type": "State-owned",
      "url": "https://www.janatabank.com.bd",
      "fdr": {
        "3_months": {
          "regular": 6,
          "senior": 6.5
        },
        "6_months": {
          "regular": 7,
          "senior": 7.5
        },
        "12_months": {
          "regular": 7.5,
          "senior": 8
        },
        "36_months": {
          "regular": 8,
          "senior": 8.5
        }
      },
      "dps": {
        "minMonthly": 300,
        "maxMonthly": 20000,
        "tenure": "5-10 years",
        "annualReturn": 7
      },
      "nrb": {
        "specialFDR": false
      }
    },
    "Agrani Bank": {
      "type": "State-owned",
      "url": "https://www.agranibank.org",
      "fdr": {
        "3_months": {
          "regular": 6,
          "senior": 6.5
        },
        "6_months": {
          "regular": 7,
          "senior": 7.5
        },
        "12_months": {
          "regular": 7.5,
          "senior": 8
        },
        "36_months": {
          "regular": 8,
          "senior": 8.5
        }
      },
      "dps": {
        "minMonthly": 300,
        "maxMonthly": 20000,
        "tenure": "5-10 years",
        "annualReturn": 7
      },
      "nrb": {
        "specialFDR": false
      }
    },
    "MTB (Mutual Trust)": {
      "type": "Private",
      "url": "https://www.mutualtrustbank.com",
      "fdr": {
        "3_months": {
          "regular": 6,
          "senior": 6.5
        },
        "6_months": {
          "regular": 7,
          "senior": 7.5
        },
        "12_months": {
          "regular": 7.5,
          "senior": 8
        },
        "24_months": {
          "regular": 7.75,
          "senior": 8.25
        }
      },
      "dps": {
        "minMonthly": 500,
        "maxMonthly": 30000,
        "tenure": "5-10 years",
        "annualReturn": 7
      },
      "nrb": {
        "specialFDR": false
      }
    },
    "Pubali Bank": {
      "type": "Private",
      "url": "https://www.pubalibangla.com",
      "fdr": {
        "3_months": {
          "regular": 6,
          "senior": 6.5
        },
        "6_months": {
          "regular": 7,
          "senior": 7.5
        },
        "12_months": {
          "regular": 7.5,
          "senior": 8
        }
      },
      "dps": {
        "minMonthly": 500,
        "maxMonthly": 30000,
        "tenure": "5-10 years",
        "annualReturn": 7
      },
      "nrb": {
        "specialFDR": false
      }
    }
  }
}